Shop now, pay over time with Affirm
Easy monthly or bi-weekly payments for as low as 0% APR.
(Subject to eligibility check and approval.)
Prequalify before you buy
Checking loan eligibility won't affect your credit score.
Quick & convenient
Enter a few details at checkout to instantly see if you qualify.
Easy payments
Affirm will automatically debit/charge payments using your preferred method.
What is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
How it works
Select Affirm at checkout
Place an order that meets the minimum threshold ($50). Select Affirm as your payment method at checkout.
Get Set Up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
Enjoy your purchase
Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Financing plans are based on the value of your cart (before taxes and shipping.)
Pay in 4: Split your payments into 4 interest-free biweekly payments for orders between $50-$149.99. Conditions apply and all transactions are subject to approval by Affirm. See actual terms at checkout.
Monthly: Make monthly payments (from 3, 6, 12, or 24 months) for as low as 0% APR for orders over $150. Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by Affirm. See actual terms at checkout.
Example chart showing a purchase using monthly monthly and bi-weekly installment options.
To qualify for financing, minimum purchase value of cart must be $50 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works.
Frequently asked Questions.
You can find our list of frequently asked questions HERE.
Or visit the Affirm Help Center.
