Shop now, pay over time with Affirm
Easy monthly or bi-weekly payments for as low as 0% APR.
(Subject to eligibility check and approval.)
Prequalify before you buy
Checking loan eligibility won't affect your credit score.
Quick & convenient
Enter a few details at checkout to instantly see if you qualify.
Easy payments
Affirm will automatically debit/charge payments using your preferred method.
What is Affirm?
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platforms, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at checkout, customers can enjoy their purchase immediately, while spreading their payments over time.
How it works
Select Affirm at checkout
Place an order that meets the minimum threshold ($50). Select Affirm as your payment method at checkout.
Get set up
Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
Enjoy your purchase
Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Financing plans are based on the value of your cart (before taxes and shipping.)
Pay in 4: Split your payments into 4 interest-free biweekly payments for orders between $50-$149.99. Conditions apply and all transactions are subject to approval by Affirm. See actual terms at checkout.
Monthly: Make monthly payments (from 3, 6, 12, or 24 months) for as low as 0% APR for orders over $150. Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). Your monthly payment amount, the interest you will pay, and the loan terms available depend on your personal credit profile. Conditions apply and all transactions are subject to approval by Affirm. See actual terms at checkout.
Example chart showing a purchase using monthly and bi-weekly installment options.
To qualify for financing, minimum purchase value of cart must be $50 before taxes and fees. Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please seehttps://www.affirm.com/en-ca/how-it-works.
Frequently asked questions
You can find our list of frequently asked questions.
Or visit the Affirm Help Center.
Frequently Asked Questions
Yes. You’ll need:
- Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
- A Canadian Visa, Mastercard, Amex, or Discover credit card, or a Visa or Mastercard
debit card (with the Visa/Mastercard logo), which can be used for online transactions. - An SMS-capable Canadian phone number
- To meet the minimum cart size required to use Affirm as a payment option at checkout.
If your basket is eligible for ’Pay in 4’ or Monthly Payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.
You can use Affirm on online at hauserstores.com on orders over $50.
To learn more about Affirm and credit checks, please read this FAQ article on the Affirm help site.
At checkout, you can set up convenient, automatic pre authorized payments that debit/charge your Canadian Visa/Mastercard debit/credit card.
Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.
Please reach out to the Affirm team and they will be happy to look into the options available. You can contact them here.
Affirm does not charge any late or NSF fees, but late fees can affect your credit score. For more information on fees, please see this FAQ article on the Affirm help site.
Purchases made using Affirm are subject to Hauser Company Stores standard return policy. Any returns will be processed by Hauser Company Stores, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Hauser has provided a refund to you via a gift card, you must still continue repaying your installment plan in full. For information on returns, review Hauser’s return policy here
For help with your payment plan or if you did not receive your confirmation
email, please contact Affirm via their website.
Please use an alternate payment method to complete your purchase.
Will I still be charged? No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 3-10 business days to appear on your bank account or credit card statement. Read more on the refund process here.
You can find them here.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please login to the Affirm Customer Portal with the phone number you used to sign up with.
For further information, please refer to the Affirm help center or get in touch
here.